If cancer strikes, your focus should be on treatment and recovery, not on your finances. The CancerWise plan can help. It offers four affordable benefit level options that pay a one-time lump-sum cash benefit directly to you. The money can be used to pay unexpected medical costs or everyday living expenses.

¹ For 25 year old female, non-tobacco at $20,000 benefit level

This web site only provides summary information. Product availability, benefits and rates may vary by state. Download the brochure for a complete listing of benefits, exclusions and limitations.

Q: What is the difference between CancerWise and regular medical insurance?
A: Medical insurance usually pays your doctors and hospital to cover the costs of cancer diagnosis and treatment, but there are often additional unexpected costs associated with cancer diagnosis and treatment that medical insurance does not cover. CancerWise helps cover those gaps by paying a one-time lump sum directly to you to be used however you choose.

Q: If I am diagnosed, how do I receive the money?
A: Upon first diagnosis, you must submit a claim with all requested diagnosis information. Once we have received all the necessary information, a one-time check will be sent to you within two weeks of the claim. You are then free to use the money however you choose.

Q: Are there any types of cancer not covered?
A: CancerWise covers all internal forms of cancer, such as lung, liver or breast cancer. CancerWise also covers malignant forms of skin cancer. No other forms of skin cancer are covered.

Q: Are benefits impacted by other insurance?
A: No. CancerWise benefits are paid independent of any other insurance policies.

Q: How is supplemental insurance different than my health insurance plan?
A: It’s simple. Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you.

Q: Is supplemental insurance expensive?
A: Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q: Who can I speak with to find out more information?
A: You may contact a licensed insurance agent/producer by calling the number listed above.

A critical illness can strike suddenly and disrupt your life physically and financially. Chances are someone close to you has had a diagnosis such as cancer, heart attack, stroke, Alzheimer’s, or end-stage renal failure. CancerWise® Plus was created for people up to age 90 to help with some of the out-of-pocket expenses that can add up during diagnosis and recovery.

CancerWise Plus Coverage at a Glance

• Pays up to a $100,000 lump-sum cash benefit on a first diagnosis of a covered critical illness or qualifying event
• Benefits paid directly to you — not your doctor or hospital
• Coverage is available for the whole family — you, your spouse, and your kids
• Affordable premiums that do not increase as you get older with coverage starting at $8.00 per month1

(1) For 30-year-old female at $20,000 benefit level. Premium Rate Assumptions: Generic Pricing, Full Suite Configuration (Cancer, Heart/Stroke, and Critical Conditions)

CancerWise® Plus can provide as little or as much coverage as you need to fit your family and your budget.

Benefit Amounts: Ages 0 - 63: $5,000 - $100,000 | Ages 64+: $5,000 - $50,000

Issue Ages: 01 through 90

Renewability: Guaranteed renewable for life!

Boost Your Benefits With Additional Riders²:

Our optional riders provide access to more benefits, payable in addition to the base lump-sum benefits. The following riders are available for an additional cost.

Worried About Other Critical Conditions? Critical Condition Rider provides a lump-sum benefit up to $100,000 on the first diagnosis of a critical condition qualifying event: ALS, Alzheimer’s, coma, major organ transplant, end-stage renal failure and loss of independent living. Form CH-26145-IR, or its state variation.

Worried About Recurring Cancer? Invasive Cancer Recurrence Rider³ provides a lump-sum benefit equal to 50% of the Invasive Cancer benefit for recurrent diagnosis of invasive cancer. Form CH-26146-IR, or its state variation.

Worried About a Heart Attack or Stroke? Heart Attack and Stroke Rider provides a lump-sum benefit up to $100,000 on the first diagnosis of a heart attack or stroke. Form CH-26144-IR, or its state variation.

Worried About Recurring Heart Attacks or Strokes? Heart Attack and Stroke Recurrence Rider2 provides a lump-sum benefit equal to 50% of the Heart Attack and Stroke benefit for a recurrent diagnosis of heart attack or stroke. Form CH-26147-IR, or its state variation.

Wellness Rider (Great for Families!) Our Wellness Rider offers an incentive to stay healthy and help keep health care costs under control because individuals who have annual preventive care exams could detect diseases and conditions early. The Wellness Rider pays a benefit of $50 per year per insured person for covered wellness exams, such as annual physicals, and vision and hearing exams. For example, that’s a benefit of up to $300 for a family of six.4Form CH-26137-IR, or its state variation.

1 Represents dependent child age, child primaries not allowed. | ² Rider availability may vary by state. | ³ Qualifying recurrent diagnoses must be separated by a period of 365 consecutive days during which the insured was symptom- and treatment-free. | 4Wellness Rider may be subject to a waiting period. Please refer to Rider for details.

Q:  What is the difference between a Critical Illness plan and regular medical insurance?
A:   Medical insurance usually pays your doctors and hospital to cover the costs of cancer diagnosis and treatment, but there are often additional unexpected costs associated with cancer diagnosis and treatment that medical insurance does not cover. A Critical Illness plan helps cover those gaps by paying a one-time lump sum directly to you to be used however you choose.

Q:  If I am diagnosed, how do I receive the money?
A:   Upon first diagnosis, you must submit a claim with all requested diagnosis information. Once we have received all the necessary information, a one-time check will be sent to you within two weeks of the claim. You are then free to use the money however you choose.

Q:  Are there any types of cancer not covered?
A:   CancerWise® Plus covers all internal forms of cancer, such as lung, liver or breast cancer. CancerWise Plus also covers malignant forms of skin cancer. No other forms of skin cancer are covered.

Q:  Are benefits impacted by other insurance?
A:   No. Benefits are paid independent of any other insurance policies.

Q:  How is supplemental insurance different than my health insurance plan?
A:   It’s simple. Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you.

Q:  Is supplemental insurance expensive?
A:   Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q:  Who can I speak with to find out more information?
A:   You may contact a licensed insurance agent/producer by calling the number listed above.

A critical illness can strike suddenly and disrupt your life physically and financially. Chances are someone close to you has had a diagnosis such as cancer, heart attack, stroke, Alzheimer’s, or end-stage renal failure. CancerWise^® Plus was created for people up to age 90 to help with some of the out-of-pocket expenses that can add up during diagnosis and recovery.

CancerWise Plus Coverage at a Glance

• Pays up to a $100,000 lump-sum cash benefit on a first diagnosis of a covered critical illness or qualifying event
• Benefits paid directly to you — not your doctor or hospital
• Coverage is available for the whole family — you, your spouse, and your kids
• Affordable premiums that do not increase as you get older with coverage starting at $8.00 per month¹

(1) For 30-year-old female at $20,000 benefit level. Premium Rate Assumptions: Generic Pricing, Full Suite Configuration (Cancer, Heart/Stroke, and Critical Conditions)

CancerWise^® Plus can provide as little or as much coverage as you need to fit your family and your budget.

Benefit Amounts: Ages 0 - 63: $5,000 - $100,000 | Ages 64+: $5,000 - $50,000

Issue Ages: 0¹ through 90

Renewability: Guaranteed renewable for life!

Boost Your Benefits With Additional Riders²:

Our optional riders provide access to more benefits, payable in addition to the base lump-sum benefits. The following riders are available for an additional cost.

Worried About Other Critical Conditions? Critical Condition Rider provides a lump-sum benefit up to $100,000 on the first diagnosis of a critical condition qualifying event: ALS, Alzheimer’s, coma, major organ transplant, end-stage renal failure and loss of independent living. Form CH-26145-IR, or its state variation.

Worried About Recurring Cancer? Invasive Cancer Recurrence Rider³ provides a lump-sum benefit equal to 50% of the Invasive Cancer benefit for recurrent diagnosis of invasive cancer. Form CH-26146-IR, or its state variation.

Worried About a Heart Attack or Stroke? Heart Attack and Stroke Rider provides a lump-sum benefit up to $100,000 on the first diagnosis of a heart attack or stroke. Form CH-26144-IR, or its state variation.

Worried About Recurring Heart Attacks or Strokes? Heart Attack and Stroke Recurrence Rider² provides a lump-sum benefit equal to 50% of the Heart Attack and Stroke benefit for a recurrent diagnosis of heart attack or stroke. Form CH-26147-IR, or its state variation.

Wellness Rider (Great for Families!) Our Wellness Rider offers an incentive to stay healthy and help keep health care costs under control because individuals who have annual preventive care exams could detect diseases and conditions early. The Wellness Rider pays a benefit of $50 per year per insured person for covered wellness exams, such as annual physicals, and vision and hearing exams. For example, that’s a benefit of up to $300 for a family of six.⁴Form CH-26137-IR, or its state variation.

¹ Represents dependent child age, child primaries not allowed. | ² Rider availability may vary by state. | ³ Qualifying recurrent diagnoses must be separated by a period of 365 consecutive days during which the insured was symptom- and treatment-free. | ⁴Wellness Rider may be subject to a waiting period. Please refer to Rider for details.

Q:  What is the difference between a Critical Illness plan and regular medical insurance?
A:   Medical insurance usually pays your doctors and hospital to cover the costs of cancer diagnosis and treatment, but there are often additional unexpected costs associated with cancer diagnosis and treatment that medical insurance does not cover. A Critical Illness plan helps cover those gaps by paying a one-time lump sum directly to you to be used however you choose.

Q:  If I am diagnosed, how do I receive the money?
A:   Upon first diagnosis, you must submit a claim with all requested diagnosis information. Once we have received all the necessary information, a one-time check will be sent to you within two weeks of the claim. You are then free to use the money however you choose.

Q:  Are there any types of cancer not covered?
A:   CancerWise^® Plus covers all internal forms of cancer, such as lung, liver or breast cancer. CancerWise Plus also covers malignant forms of skin cancer. No other forms of skin cancer are covered.

Q:  Are benefits impacted by other insurance?
A:   No. Benefits are paid independent of any other insurance policies.

Q:  How is supplemental insurance different than my health insurance plan?
A:   It’s simple. Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you.

Q:  Is supplemental insurance expensive?
A:   Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q:  Who can I speak with to find out more information?
A:   You may contact a licensed insurance agent/producer by calling the number listed above.

A critical illness can strike suddenly and disrupt your life physically and financially. Critical Illness Direct offers several affordable benefit level options that pay lump-sum cash benefits directly to you. The money can be used to pay unexpected medical costs or everyday living expenses.

¹ For 25 year old female, non-tobacco at $10,000 benefit level

This web site only provides summary information. Product availability, benefits and rates may vary by state. Download the brochure for a complete listing of benefits, exclusions and limitations.

Q: Will I receive money if my family members are diagnosed with a critical illness?
A: You will receive the pre-determined amount for any family members covered by the policy.

Q: Can I receive money for a pre-existing illness or condition?
A: No. SureBridge will only cover illness diagnosed after the policy effective date.

Q: Does this plan depend on my employment?
A: No, as long as you make the monthly premium payment, this plan is not dependent on your employment status.

Q: Why do I need a supplemental insurance if I already have health insurance?
A: SureBridge supplemental insurance works in harmony with your medical insurance, but instead of paying your doctors and providers, SureBridge pays you.

Q: Does the money have to be used to pay for medical expenses?
A: No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

Q: Who can I speak with to find out more information?
A: You may contact a licensed insurance agent/producer by calling the number listed above.

The costs associated with an unexpected heart attack, stroke or other heart-related surgery can be overwhelming. Our HeartWiseTM plan was created for people up to age 90 to help with some of the out-of-pocket expenses that can add up during diagnosis and recovery.

HeartWise Coverage at a Glance

• Pays up to a $100,000 lump-sum cash benefit on a first diagnosis of a qualifying event
• Benefits paid directly to you — not your doctor or hospital
• Coverage is available for the whole family — you, your spouse, and your kids
• Affordable premiums that do not increase as you get older with coverage starting at $8.00 per month1

(1) For 30-year-old female at $20,000 benefit level. Premium Rate Assumptions: Generic Pricing, Full Suite Configuration (Cancer, Heart/Stroke, and Critical Conditions)

HeartWiseTM can provide as little or as much coverage as you need to fit your family and your budget.

Benefit Amounts: Ages 0 - 63: $5,000 - $100,000 | Ages 64+: $5,000 - $50,000

Issue Ages: 0 through 90

Renewability: Guaranteed renewable for life!

Boost Your Benefits With Additional Riders¹:

Our optional riders provide access to more benefits, payable in addition to the base lump-sum benefits. The following riders are available for an additional cost.

Worried About Other Critical Conditions? Critical Condition Rider provides lump-sum benefits upon first diagnosis of critical condition qualifying events: ALS, Alzheimer’s, coma, major organ transplant, end-stage renal failure and loss of independent living. Form CH-26145-IR, or its state variation.

Worried About Recurring Heart Attacks or Strokes? Heart Attack and Stroke Recurrence Rider2 provides a lump-sum benefit equal to 50% of the Heart Attack and Stroke benefit for a recurrent diagnosis of heart attack or stroke. Form CH-26147-IR, or its state variation.

Wellness Rider (Great for Families!) Our Wellness Rider offers an incentive to stay healthy and help keep health care costs under control because individuals who have annual preventive care exams could detect diseases and conditions early. The Wellness Rider pays a benefit of $50 per year per insured person for covered wellness exams, such as annual physicals, and vision and hearing exams. For example, that’s a benefit of up to $300 for a family of six.3 Form CH-26137-IR, or its state variation.

1 Rider availability may vary by state. | 2 Qualifying recurrent diagnoses must be separated by a period of 365 consecutive days during which the insured was symptom- and treatment-free | 3 Wellness Rider may be subject to a waiting period. Please refer to Rider for details.

Q:  Will I receive money for a pre-existing condition?
A:   No. SureBridge will only pay benefits for the first diagnosis of a qualifying event.

Q:  Why do I need HeartWise™if I already have medical insurance that should pay the majority of my bills?
A:   There are frequently unexpected costs associated with a heart attack or stroke that medical insurance does not cover, such as deductibles, travel expenses, child care, and other daily living expenses. HeartWise is designed to help cover these costs.

Q:  Will I get a benefit check if my health insurance covered my hospital stay?A:   Yes. Supplemental insurance from SureBridge pays you, even if your health insurance policy covered your medical expenses.

Q:  Is supplemental insurance expensive?
A:   Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q:  Who can I speak with to find out more information?
A:   You may contact a licensed insurance agent/producer by calling the number listed above.

The costs associated with an unexpected heart attack, stroke or other heart-related surgery can be overwhelming. Our HeartWiseTM plan was created for people up to age 90 to help with some of the out-of-pocket expenses that can add up during diagnosis and recovery.

HeartWise Coverage at a Glance

• Pays up to a $100,000 lump-sum cash benefit on a first diagnosis of a qualifying event
• Benefits paid directly to you — not your doctor or hospital
• Coverage is available for the whole family — you, your spouse, and your kids
• Affordable premiums that do not increase as you get older with coverage starting at $8.00 per month1

(1) For 30-year-old female at $20,000 benefit level. Premium Rate Assumptions: Generic Pricing, Full Suite Configuration (Cancer, Heart/Stroke, and Critical Conditions)

HeartWiseTM can provide as little or as much coverage as you need to fit your family and your budget.

Benefit Amounts: Ages 0 - 63: $5,000 - $100,000 | Ages 64+: $5,000 - $50,000

Issue Ages: 0 through 90

Renewability: Guaranteed renewable for life!

Boost Your Benefits With Additional Riders¹:

Our optional riders provide access to more benefits, payable in addition to the base lump-sum benefits. The following riders are available for an additional cost.

Worried About Other Critical Conditions? Critical Condition Rider provides lump-sum benefits upon first diagnosis of critical condition qualifying events: ALS, Alzheimer’s, coma, major organ transplant, end-stage renal failure and loss of independent living. Form CH-26145-IR, or its state variation.

Worried About Recurring Heart Attacks or Strokes? Heart Attack and Stroke Recurrence Rider2 provides a lump-sum benefit equal to 50% of the Heart Attack and Stroke benefit for a recurrent diagnosis of heart attack or stroke. Form CH-26147-IR, or its state variation.

Wellness Rider (Great for Families!) Our Wellness Rider offers an incentive to stay healthy and help keep health care costs under control because individuals who have annual preventive care exams could detect diseases and conditions early. The Wellness Rider pays a benefit of $50 per year per insured person for covered wellness exams, such as annual physicals, and vision and hearing exams. For example, that’s a benefit of up to $300 for a family of six.3 Form CH-26137-IR, or its state variation.

1 Rider availability may vary by state. | 2 Qualifying recurrent diagnoses must be separated by a period of 365 consecutive days during which the insured was symptom- and treatment-free | 3 Wellness Rider may be subject to a waiting period. Please refer to Rider for details.

Q:  Will I receive money for a pre-existing condition?
A:   No. SureBridge will only pay benefits for the first diagnosis of a qualifying event.

Q:  Why do I need HeartWise™if I already have medical insurance that should pay the majority of my bills?
A:   There are frequently unexpected costs associated with a heart attack or stroke that medical insurance does not cover, such as deductibles, travel expenses, child care, and other daily living expenses. HeartWise is designed to help cover these costs.

Q:  Will I get a benefit check if my health insurance covered my hospital stay?A:   Yes. Supplemental insurance from SureBridge pays you, even if your health insurance policy covered your medical expenses.

Q:  Is supplemental insurance expensive?
A:   Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q:  Who can I speak with to find out more information?
A:   You may contact a licensed insurance agent/producer by calling the number listed above.

With the HospitalWiseTM plan from SureBridge, a daily cash benefit will be paid directly to you, in addition to any other health insurance coverage you may have, for hospital confinement due to sickness or injury. With a wide range of benefit level options, you have the flexibility to choose the coverage that best fits your needs and budget.

HospitalWise at a Glance

• Pays up to a $1,000 daily benefit for each day of confinement in a hospital due to sickness or injury
• Benefits paid directly to you — not your doctor or hospital
• Coverage is available for the whole family — you, your spouse, and your kids
• Affordable premiums that do not increase as you get older with coverage starting at $7.00 per month1
• Additional benefits for outpatient surgery, emergency room visits, and more are available.

(1) 25 year old female at $500 daily benefit level

Benefit Amounts1: $50 - $1,000 per day

Benefit Periods1: 3, 6, 10, 21, 180, or 365 days

Issue Ages: 0 through 90

Renewability: Guaranteed renewable for life!

Additional Plan Benefits:

• Hospital Observation: Pays 100% of the Hospital Confinement Benefit per day for a maximum of 4 times per year when you’re admitted to a hospital for a 12- to 24-hour observation period.
• Mental or Nervous Disorder Benefit: Pays a daily benefit of $250 for a maximum of 7 days per year for confinement due to a mental or nervous disorder.

Boost Your Benefits With Additional Riders²:

HospitalWise™ optional riders provide access to more benefits, payable in addition to the base daily benefits. The following riders are available for an additional cost, and all benefits are payable per insured person.

Worried About Staying in the Hospital? The Lump-Sum Hospital Confinement Rider pays a lump-sum benefit of $250 - $3,000 once per year for confinement due to sickness or injury in addition to the plan benefits. Form CH-26132-IR, or its state variation.

Do Outpatient Surgery Expenses Concern You? The Outpatient Surgery Rider pays a benefit of $250 - $2,000 twice per year for outpatient surgical procedures resulting from sickness or injury. Form CH-26133-IR, or its state variation.

Do You Want Skilled Nursing Care? The Skilled Nursing Facility Rider pays a daily benefit of $100 - $500 for confinement in a skilled nursing facility resulting from a sickness or injury. Must begin within 30 days of hospital confinement. Form CH-26134-IR, or its state variation.

Benefit periods: Days 1 – 20, Days 21 – 100, Days 1 – 100

Concerned About Emergency Room Costs?  The Emergency Care Rider pays a benefit of $100 - $500 four times per year for emergency room visits due to sickness or injury. Form CH-26135-IR, or its state variation.

Does the Cost of Ambulance Rides Worry You?  The Ambulance Transport Rider pays a benefit of $100 - $500 four times per year for ambulance transportation resulting in hospital confinement due to a sickness or injury. Form CH-26138-IR, or its state variation.

Could Major Diagnostic Exam Costs Hit Hard? The Outpatient Major Diagnostic Exam Rider pays a benefit of $100 - $500 two times per year for the following exams: CT, MRI, PET, CTA, EEG and EKG. Limited to 1 exam per insured person, per day. Form CH-26136-IR, or its state variation.

Wellness Rider (Great for Families!) Our Wellness Rider offers an incentive to stay healthy and help keep health care costs under control because individuals who have annual preventive care exams could detect diseases and conditions early. The Wellness Rider pays a benefit of $50 per year for covered wellness exams, including physicals, blood tests, colonoscopies, mammograms, vision exams, and more. That’s a benefit of up to $200 for a family of four.³ Form CH-26137-IR, or its state variation.

1 Benefit amounts and periods may vary by state. Please refer to your Policy for details. | ² Rider availability may vary by state. Riders are subject to all Policy provisions, exclusions and limitations. | ³ Wellness Rider may be subject to a waiting period. Please refer to Rider for details.

Q:  Will I receive money if I am admitted to the hospital for a pre-existing condition?
A:   No. SureBridge will only pay benefits for hospital visits related to a sickness or injury diagnosed after the policy effective date.

Q:  Why do I need Hospital Confinement if I already have medical insurance that should pay the majority of my hospital bills?
A:   There are frequently unexpected costs associated with a hospital stay that medical insurance does not cover, such as deductibles, travel expenses, child care, and other daily living expenses. HospitalWiseTM is designed to help cover these costs.

Q:  What if multiple family members are admitted to the hospital at the same time?
A:   SureBridge will pay a pre-determined amount for each hospitalized family member covered by the policy.

Q:  Will I get a benefit check if my health insurance covered my hospital stay?
A:   Yes. Supplemental insurance from SureBridge pays you, even if your health insurance policy covered your hospitalization.

Q:  Is supplemental insurance expensive?
A:   Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q:  Who can I speak with to find out more information?
A:   You may contact a licensed insurance agent/producer by calling the number listed above.

A critical illness can strike suddenly and disrupt your life physically and financially. Chances are someone close to you has had a diagnosis such as cancer, heart attack, stroke, Alzheimer’s, or end-stage renal failure. CancerWise® Plus was created for people up to age 90 to help with some of the out-of-pocket expenses that can add up during diagnosis and recovery.

CancerWise Plus Coverage at a Glance

• Pays up to a $100,000 lump-sum cash benefit on a first diagnosis of a covered critical illness or qualifying event
• Benefits paid directly to you — not your doctor or hospital
• Coverage is available for the whole family — you, your spouse, and your kids
• Affordable premiums that do not increase as you get older with coverage starting at $8.00 per month1

(1) For 30-year-old female at $20,000 benefit level. Premium Rate Assumptions: Generic Pricing, Full Suite Configuration (Cancer, Heart/Stroke, and Critical Conditions)

CancerWise® Plus can provide as little or as much coverage as you need to fit your family and your budget.

Benefit Amounts: Ages 0 - 63: $5,000 - $100,000 | Ages 64+: $5,000 - $50,000

Issue Ages: 01 through 90

Renewability: Guaranteed renewable for life!

Boost Your Benefits With Additional Riders²:

Our optional riders provide access to more benefits, payable in addition to the base lump-sum benefits. The following riders are available for an additional cost.

Worried About Other Critical Conditions? Critical Condition Rider provides a lump-sum benefit up to $100,000 on the first diagnosis of a critical condition qualifying event: ALS, Alzheimer’s, coma, major organ transplant, end-stage renal failure and loss of independent living. Form CH-26145-IR, or its state variation.

Worried About Recurring Cancer? Invasive Cancer Recurrence Rider³ provides a lump-sum benefit equal to 50% of the Invasive Cancer benefit for recurrent diagnosis of invasive cancer. Form CH-26146-IR, or its state variation.

Worried About a Heart Attack or Stroke? Heart Attack and Stroke Rider provides a lump-sum benefit up to $100,000 on the first diagnosis of a heart attack or stroke. Form CH-26144-IR, or its state variation.

Worried About Recurring Heart Attacks or Strokes? Heart Attack and Stroke Recurrence Rider2 provides a lump-sum benefit equal to 50% of the Heart Attack and Stroke benefit for a recurrent diagnosis of heart attack or stroke. Form CH-26147-IR, or its state variation.

Wellness Rider (Great for Families!) Our Wellness Rider offers an incentive to stay healthy and help keep health care costs under control because individuals who have annual preventive care exams could detect diseases and conditions early. The Wellness Rider pays a benefit of $50 per year per insured person for covered wellness exams, such as annual physicals, and vision and hearing exams. For example, that’s a benefit of up to $300 for a family of six.4Form CH-26137-IR, or its state variation.

1 Represents dependent child age, child primaries not allowed. | ² Rider availability may vary by state. | ³ Qualifying recurrent diagnoses must be separated by a period of 365 consecutive days during which the insured was symptom- and treatment-free. | 4Wellness Rider may be subject to a waiting period. Please refer to Rider for details.

Q:  What is the difference between a Critical Illness plan and regular medical insurance?
A:   Medical insurance usually pays your doctors and hospital to cover the costs of cancer diagnosis and treatment, but there are often additional unexpected costs associated with cancer diagnosis and treatment that medical insurance does not cover. A Critical Illness plan helps cover those gaps by paying a one-time lump sum directly to you to be used however you choose.

Q:  If I am diagnosed, how do I receive the money?
A:   Upon first diagnosis, you must submit a claim with all requested diagnosis information. Once we have received all the necessary information, a one-time check will be sent to you within two weeks of the claim. You are then free to use the money however you choose.

Q:  Are there any types of cancer not covered?
A:   CancerWise® Plus covers all internal forms of cancer, such as lung, liver or breast cancer. CancerWise Plus also covers malignant forms of skin cancer. No other forms of skin cancer are covered.

Q:  Are benefits impacted by other insurance?
A:   No. Benefits are paid independent of any other insurance policies.

Q:  How is supplemental insurance different than my health insurance plan?
A:   It’s simple. Health insurance plans pay your doctors and hospital. Supplemental insurance from SureBridge pays you.

Q:  Is supplemental insurance expensive?
A:   Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q:  Who can I speak with to find out more information?
A:   You may contact a licensed insurance agent/producer by calling the number listed above.

The costs associated with an unexpected heart attack, stroke or other heart-related surgery can be overwhelming. Our HeartWiseTM plan was created for people up to age 90 to help with some of the out-of-pocket expenses that can add up during diagnosis and recovery.

HeartWise Coverage at a Glance

• Pays up to a $100,000 lump-sum cash benefit on a first diagnosis of a qualifying event
• Benefits paid directly to you — not your doctor or hospital
• Coverage is available for the whole family — you, your spouse, and your kids
• Affordable premiums that do not increase as you get older with coverage starting at $8.00 per month1

(1) For 30-year-old female at $20,000 benefit level. Premium Rate Assumptions: Generic Pricing, Full Suite Configuration (Cancer, Heart/Stroke, and Critical Conditions)

HeartWiseTM can provide as little or as much coverage as you need to fit your family and your budget.

Benefit Amounts: Ages 0 - 63: $5,000 - $100,000 | Ages 64+: $5,000 - $50,000

Issue Ages: 0 through 90

Renewability: Guaranteed renewable for life!

Boost Your Benefits With Additional Riders¹:

Our optional riders provide access to more benefits, payable in addition to the base lump-sum benefits. The following riders are available for an additional cost.

Worried About Other Critical Conditions? Critical Condition Rider provides lump-sum benefits upon first diagnosis of critical condition qualifying events: ALS, Alzheimer’s, coma, major organ transplant, end-stage renal failure and loss of independent living. Form CH-26145-IR, or its state variation.

Worried About Recurring Heart Attacks or Strokes? Heart Attack and Stroke Recurrence Rider2 provides a lump-sum benefit equal to 50% of the Heart Attack and Stroke benefit for a recurrent diagnosis of heart attack or stroke. Form CH-26147-IR, or its state variation.

Wellness Rider (Great for Families!) Our Wellness Rider offers an incentive to stay healthy and help keep health care costs under control because individuals who have annual preventive care exams could detect diseases and conditions early. The Wellness Rider pays a benefit of $50 per year per insured person for covered wellness exams, such as annual physicals, and vision and hearing exams. For example, that’s a benefit of up to $300 for a family of six.3 Form CH-26137-IR, or its state variation.

1 Rider availability may vary by state. | 2 Qualifying recurrent diagnoses must be separated by a period of 365 consecutive days during which the insured was symptom- and treatment-free | 3 Wellness Rider may be subject to a waiting period. Please refer to Rider for details.

Q:  Will I receive money for a pre-existing condition?
A:   No. SureBridge will only pay benefits for the first diagnosis of a qualifying event.

Q:  Why do I need HeartWise™if I already have medical insurance that should pay the majority of my bills?
A:   There are frequently unexpected costs associated with a heart attack or stroke that medical insurance does not cover, such as deductibles, travel expenses, child care, and other daily living expenses. HeartWise is designed to help cover these costs.

Q:  Will I get a benefit check if my health insurance covered my hospital stay?A:   Yes. Supplemental insurance from SureBridge pays you, even if your health insurance policy covered your medical expenses.

Q:  Is supplemental insurance expensive?
A:   Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q:  Who can I speak with to find out more information?
A:   You may contact a licensed insurance agent/producer by calling the number listed above.

With the HospitalWiseTM plan from SureBridge, a daily cash benefit will be paid directly to you, in addition to any other health insurance coverage you may have, for hospital confinement due to sickness or injury. With a wide range of benefit level options, you have the flexibility to choose the coverage that best fits your needs and budget.

HospitalWise at a Glance

• Pays up to a $1,000 daily benefit for each day of confinement in a hospital due to sickness or injury
• Benefits paid directly to you — not your doctor or hospital
• Coverage is available for the whole family — you, your spouse, and your kids
• Affordable premiums that do not increase as you get older with coverage starting at $7.00 per month1
• Additional benefits for outpatient surgery, emergency room visits, and more are available.

(1) 25 year old female at $500 daily benefit level

Benefit Amounts1: $50 - $1,000 per day

Benefit Periods1: 3, 6, 10, 21, 180, or 365 days

Issue Ages: 0 through 90

Renewability: Guaranteed renewable for life!

Additional Plan Benefits:

• Hospital Observation: Pays 100% of the Hospital Confinement Benefit per day for a maximum of 4 times per year when you’re admitted to a hospital for a 12- to 24-hour observation period.
• Mental or Nervous Disorder Benefit: Pays a daily benefit of $250 for a maximum of 7 days per year for confinement due to a mental or nervous disorder.

Boost Your Benefits With Additional Riders²:

HospitalWise™ optional riders provide access to more benefits, payable in addition to the base daily benefits. The following riders are available for an additional cost, and all benefits are payable per insured person.

Worried About Staying in the Hospital? The Lump-Sum Hospital Confinement Rider pays a lump-sum benefit of $250 - $3,000 once per year for confinement due to sickness or injury in addition to the plan benefits. Form CH-26132-IR, or its state variation.

Do Outpatient Surgery Expenses Concern You? The Outpatient Surgery Rider pays a benefit of $250 - $2,000 twice per year for outpatient surgical procedures resulting from sickness or injury. Form CH-26133-IR, or its state variation.

Do You Want Skilled Nursing Care? The Skilled Nursing Facility Rider pays a daily benefit of $100 - $500 for confinement in a skilled nursing facility resulting from a sickness or injury. Must begin within 30 days of hospital confinement. Form CH-26134-IR, or its state variation.

Benefit periods: Days 1 – 20, Days 21 – 100, Days 1 – 100

Concerned About Emergency Room Costs?  The Emergency Care Rider pays a benefit of $100 - $500 four times per year for emergency room visits due to sickness or injury. Form CH-26135-IR, or its state variation.

Does the Cost of Ambulance Rides Worry You?  The Ambulance Transport Rider pays a benefit of $100 - $500 four times per year for ambulance transportation resulting in hospital confinement due to a sickness or injury. Form CH-26138-IR, or its state variation.

Could Major Diagnostic Exam Costs Hit Hard? The Outpatient Major Diagnostic Exam Rider pays a benefit of $100 - $500 two times per year for the following exams: CT, MRI, PET, CTA, EEG and EKG. Limited to 1 exam per insured person, per day. Form CH-26136-IR, or its state variation.

Wellness Rider (Great for Families!) Our Wellness Rider offers an incentive to stay healthy and help keep health care costs under control because individuals who have annual preventive care exams could detect diseases and conditions early. The Wellness Rider pays a benefit of $50 per year for covered wellness exams, including physicals, blood tests, colonoscopies, mammograms, vision exams, and more. That’s a benefit of up to $200 for a family of four.³ Form CH-26137-IR, or its state variation.

1 Benefit amounts and periods may vary by state. Please refer to your Policy for details. | ² Rider availability may vary by state. Riders are subject to all Policy provisions, exclusions and limitations. | ³ Wellness Rider may be subject to a waiting period. Please refer to Rider for details.

Q:  Will I receive money if I am admitted to the hospital for a pre-existing condition?
A:   No. SureBridge will only pay benefits for hospital visits related to a sickness or injury diagnosed after the policy effective date.

Q:  Why do I need Hospital Confinement if I already have medical insurance that should pay the majority of my hospital bills?
A:   There are frequently unexpected costs associated with a hospital stay that medical insurance does not cover, such as deductibles, travel expenses, child care, and other daily living expenses. HospitalWiseTM is designed to help cover these costs.

Q:  What if multiple family members are admitted to the hospital at the same time?
A:   SureBridge will pay a pre-determined amount for each hospitalized family member covered by the policy.

Q:  Will I get a benefit check if my health insurance covered my hospital stay?
A:   Yes. Supplemental insurance from SureBridge pays you, even if your health insurance policy covered your hospitalization.

Q:  Is supplemental insurance expensive?
A:   Supplemental insurance from SureBridge is affordable. Our policies are designed to fit your budget and fill the gaps when you are sick or injured to help protect your financial security.

Q:  Who can I speak with to find out more information?
A:   You may contact a licensed insurance agent/producer by calling the number listed above.

Most people insure their material possessions but few think to insure their most valuable asset - their ability to earn income.

The Income Protection Direct plan provides the important extra layer of financial protection you need. The money can be used to pay unexpected medical costs or everyday living expenses.

¹ 25 year old white collar male at $1,000 monthly benefit level with a benefit period of 12 months and an elimination period of 30 days.

This web site only provides summary information. Product availability, benefits and rates may vary by state. Download the brochure for a complete listing of benefits, exclusions and limitations.

Q: Do I have to be employed to purchase an Income Protection Direct plan?
A: Yes. You must be employed in order to qualify for Income Protection Direct.

Q: Will I be paid according to the amount of time I am away from work or according to the cause of my inability to work?
A: You will be paid depending on the amount of time you cannot work, regardless of the injury or illness causing your absence.

Q: How do I receive the money?
A: If you have a covered accident or illness, you file a claim with SureBridge’s underwriting company, The Chesapeake Life Insurance Company. Once the claim is reviewed and approved, a benefit check will be mailed directly to you.

Q: What if I'm totally disabled for less than a full month?
A: The Income Protection Direct policy will pay 1/30th of the monthly benefit for each day of a period of total disability that is less than a full month.

Q: Does my money have to be used to pay for medical expenses?
A: No. You can use the money to pay for anything you choose, from medical deductibles to groceries to mortgage payments. It’s your money, your decision.

Q: Who can I speak with to find out more information?
A: You may contact a licensed insurance agent/producer by calling the number listed above.

Research shows that oral health and overall health are closely related. So when you keep your teeth healthy, you are also helping to keep your body healthy.

Our PPO Dental plan offers two coverage options which include preventive/diagnostic, basic and major restorative services through Careington’s Maximum Care network of 135,000 providers.

² Careington Benefit Solutions, a CAREINGTON International Company administers the dental insurance plans on behalf of Chesapeake through their extensive Maximum Care Network.

³ Premium for an adult Basic PPO Dental plan.

This web site only provides summary information. Product availability, benefits and rates may vary by state. Download the brochure for a complete listing of benefits, exclusions and limitations.

Q: How do I know if my dentist is in your network?
A: Go to www.surebridgedental.com to find the Maximum Care dentist in your area.

Q: How much do dental plans cost?
A: Premiums (the amount you pay monthly to maintain your plan) can be quoted by selecting the “Free Quote” button outside of this window. Premiums may be based on criteria including your zip code, age, and coverage selections.

Research shows that oral health and overall health are closely related. So when you keep your teeth healthy, you are also helping to keep your body healthy.

Our PPO Dental plan offers two coverage options which include preventive/diagnostic, basic and major restorative services through Careington’s Maximum Care network of 135,000 providers.

² Careington Benefit Solutions, a CAREINGTON International Company administers the dental insurance plans on behalf of Chesapeake through their extensive Maximum Care Network.

³ Premium for an adult Basic PPO Dental plan.

This web site only provides summary information. Product availability, benefits and rates may vary by state. Download the brochure for a complete listing of benefits, exclusions and limitations.

Q: How do I know if my dentist is in your network?
A: Go to www.surebridgedental.com to find the Maximum Care dentist in your area.

Q: How much do dental plans cost?
A: Premiums (the amount you pay monthly to maintain your plan) can be quoted by selecting the “Free Quote” button outside of this window. Premiums may be based on criteria including your zip code, age, and coverage selections.

An annual eye exam is about much more than healthy vision. It can help identify the early signs of serious health conditions like diabetes and high blood pressure.

Our Premiere Vision plan offers access to thousands of in-network providers nationwide through EyeMed Vision Care’s Select Network of independent providers and retail chains including: LensCrafters®, Sears Optical®, Target Optical®, JCPenney Optical® and most Pearle Vision® locations.

¹ Per insured, per 12 month period. | ² EyeMed is a discount program only and not insurance.

This web site only provides summary information. Product availability, benefits and rates may vary by state. Download the brochure for a complete listing of benefits, exclusions and limitations.

Q: How do I know if my doctor is in your vision network?
A: Go to www.eyemedvisioncare.com and use the Provider Locator tool. Choose the “Select” network, enter your ZIP code and you will see a listing of providers near you

 or

Call EyeMed Vision Care direct at 1-866-723-0514 (Mon.-Sat., 8AM-11PM; Sun., 11AM-8PM)

Q: How much do vision plans cost?
A: Premiums (the amount you pay monthly to maintain your plan) can be quoted by selecting the “Free Quote” button outside of this window. Premiums may be based on criteria including your zip code, age, and coverage selections.

When you get regular dental, vision, and hearing checkups, you are also helping keep your body healthy to prevent serious conditions.

Our Prime DVH coverage offers access to thousands of participating providers nationwide. You can access preventive, basic, and major dental care through Careington’s Maximum Care Network of 135,000 providers. Plus get savings on hearing aids at a TruHearing® participating provider.

Prime DVH At A Glance

• 100% coverage with no waiting period for routine dental, vision, and hearing exams.¹
• Visit any provider of your choice or use the plan’s large network of participating providers to get big discounts.
• Coverage for the whole family (you, your spouse, and kids) from ages 0-63.
• Affordable premiums that do not increase as you get older. Coverage starts at $25 per month.²
• Plan is guaranteed issue and renewable for life!

¹Careington Benefit Solutions, a CAREINGTON International Company, administers the dental insurance plans through their extensive Maximum Care Network. Hearing benefits are administered through the TruHearing® network of more than 3,800 provider locations across the country.

²Premium for a 40-year-old with $1,000 annual maximum benefit.

Dental Benefits

Q: How do I know if my dentist is in your network?
A: Go to www.surebridgedental.com to find a Maximum Care dentist in your area.

Q: How do I know if my doctor is in your vision network?
A: You can visit any eye care provider of your choice. There are no networks. Your policy pays you directly when you use your vision benefits.

Q: How do I find a hearing network provider?
A: Call TruHearing® at 1-844-341-9732 to speak with a hearing consultant who can help you find a participating provider in your area.

Q: How much do dental, vision, hearing plans cost?
A: Premiums (the amount you pay monthly to maintain your plan) can be quoted by selecting the “Free Quote” button outside of this window. Premiums may be based on criteria including your zip code, age, and coverage selections.

Research shows that oral health and overall health are closely related. So when you keep your teeth healthy, you are also helping to keep your body healthy.

Our PPO Dental plan offers coverage options for preventive/ diagnostic, basic and major restorative services through Careington’s Maximum Care network of 200,000 providers.

² Careington Benefit Solutions, a CAREINGTON International Company administers the dental insurance plans on behalf of Chesapeake through their extensive Maximum Care Network.

³ Premium for an adult Basic PPO Dental plan.

Q: How do I know if my dentist is in your network?
A: Go to www.surebridgedental.com to find the Maximum Care dentist in your area.

Q: How much do dental plans cost?
A: Premiums (the amount you pay monthly to maintain your plan) can be quoted by selecting the “Free Quote” button outside of this window. Premiums may be based on criteria including your zip code, age, and coverage selections.

Research shows that oral health and overall health are closely related. So when you keep your teeth healthy, you are also helping to keep your body healthy.

Our PPO Dental plan offers coverage options for preventive/ diagnostic, basic and major restorative services through Careington’s Maximum Care network of 200,000 providers.

² Careington Benefit Solutions, a CAREINGTON International Company administers the dental insurance plans on behalf of Chesapeake through their extensive Maximum Care Network.

³ Premium for an adult Basic PPO Dental plan.

Q: How do I know if my dentist is in your network?
A: Go to www.surebridgedental.com to find the Maximum Care dentist in your area.

Q: How much do dental plans cost?
A: Premiums (the amount you pay monthly to maintain your plan) can be quoted by selecting the “Free Quote” button outside of this window. Premiums may be based on criteria including your zip code, age, and coverage selections.

An annual eye exam is about much more than healthy vision. It can help identify the early signs of serious health conditions like diabetes and high blood pressure.

Our Premiere Vision plan offers access to thousands of in-network providers nationwide through EyeMed Vision Care’s Select Network of independent providers and retail chains including: LensCrafters®, Sears Optical®, Target Optical®, JCPenney Optical® and most Pearle Vision® locations.

¹ Per insured, per 12 month period. | ² EyeMed is a discount program only and not insurance.

This web site only provides summary information. Product availability, benefits and rates may vary by state. Download the brochure for a complete listing of benefits, exclusions and limitations.

Q: How do I know if my doctor is in your vision network?
A: Go to www.eyemedvisioncare.com and use the Provider Locator tool. Choose the “Select” network, enter your ZIP code and you will see a listing of providers near you

 or

Call EyeMed Vision Care direct at 1-866-723-0514 (Mon.-Sat., 8AM-11PM; Sun., 11AM-8PM)

Q: How much do vision plans cost?
A: Premiums (the amount you pay monthly to maintain your plan) can be quoted by selecting the “Free Quote” button outside of this window. Premiums may be based on criteria including your zip code, age, and coverage selections.

When you get regular dental, vision, and hearing checkups, you are also helping keep your body healthy to prevent serious conditions.

Our Prime DVH coverage offers access to thousands of participating providers nationwide. You can access preventive, basic, and major dental care through Careington’s Maximum Care Network of 135,000 providers. Plus get savings on hearing aids at a TruHearing® participating provider.

Prime DVH At A Glance

• 100% coverage with no waiting period for routine dental, vision, and hearing exams.¹
• Visit any provider of your choice or use the plan’s large network of participating providers to get big discounts.
• Coverage for you and your spouse from ages 64-90.
• Affordable premiums that do not increase as you get older. Coverage starts at $36 per month.²
• Plan is guaranteed issue and renewable for life!

¹Careington Benefit Solutions, a CAREINGTON International Company, administers the dental insurance plans through their extensive Maximum Care Network. Hearing benefits are administered through the TruHearing® network of more than 3,800 provider locations across the country.

²Premium for a 65-year-old with $1,000 annual maximum benefit.

Dental Benefits

Q: How do I know if my dentist is in your network?
A: Go to www.surebridgedental.com to find a Maximum Care dentist in your area.

Q: How do I know if my doctor is in your vision network?
A: You can visit any eye care provider of your choice. There are no networks. Your policy pays you directly when you use your vision benefits.

Q: How do I find a hearing network provider?
A: Call TruHearing® at 1-844-341-9732 to speak with a hearing consultant who can help you find a participating provider in your area.

Q: How much do dental, vision, hearing plans cost?
A: Premiums (the amount you pay monthly to maintain your plan) can be quoted by selecting the “Free Quote” button outside of this window. Premiums may be based on criteria including your zip code, age, and coverage selections.